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From Housing Delivery to Housing Systems

The housing debate in Namibia often focuses on how many houses should be built. While supply remains important, the Bank of Namibia seminar, Housing in Namibia: Tracking Progress, Uncovering Gaps, and Identifying Scalable Solutions (21 May 2026), highlighted that the housing challenge is fundamentally a systems issue involving land, infrastructure, financing, institutional coordination, and household income dynamics. Namibia's housing backlog has expanded significantly, while informal settlements continue to accommodate a substantial share of the urban population. Addressing the challenge requires coordinated interventions across the entire housing value chain. 

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06/10/2026 | Abigail Nainda

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Building a Financial System That Converts Petroleum Wealth into Lasting Value

Namibia’s petroleum prospects present a defining policy question: can the financial system convert a finite resource opportunity into durable productive capacity without compromising financial stability? The answer will depend less on the volume of capital available than on the institutions, incentives and financing structures that direct it. From the Bank of Namibia’s perspective, the pre-production period provides a critical window to build a disciplined financing ecosystem in which banking institutions participate where they have comparative capability, risks are shared with institutions best able to bear them, and prudential standards remain credible. This article considers the institutional choices required to translate petroleum activity into sustainable domestic value.

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06/10/2026 | Metusalem Nangombe & Kavenandjo Pakarae

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