Innovation and digital transformation is the breaking of barriers and restructuring of foundational norms to create a new and improved reality. 

  Innovation is the ability to identify opportunities for growth in the midst of adversity  

  Innovation is the gateway to a universe of limitless possibilities and advancements.  

  True innovation requires the willingness to challenge the status quo, think differently, and to forge new paths. It is the relentless pursuit of possibilities, that leads to groundbreaking discoveries and transformative change.  

  When digital transformation is done right, it’s like a caterpillar turning into a butterfly, but when done wrong, all you have is a caterpillar.  

  For digital transformation and innovation to happen, there has to be a genuine fundamental mind shift that comes from within each and everyone.  

  The winds of change blow strong, and in adapting to the digital age, Namibia's financial sector will not only stay relevant but lead the charge towards a brighter and more prosperous future for all its citizens.  

  Innovation and digital transformation is a necessary antecedent to the future fit organizations that will drive financial inclusion in Namibia.  

  To innovate is to challenge the existing norms and create something new where few have dared to venture.  

  Innovation requires a sense of curiosity about the world. We all have an innate sense of curiosity therefore we are all innovators.  

  To have a great idea, have a lot of them!  

  Digital Transformation is to organisation, what the Model T was to the automotive industry  

  Digital Transformation is not just getting access to the technology of tomorrow, it's about having a forward-thinking mindset  

  Innovation is improving on efficiency and effectiveness with the assistance of technology  

  Innovation is the persistent quest to unlock uncharted human potential, and yield phenomenal breakthroughs